Flood Insurance policies can tend to be one of the more expensive to pay for. There are only about 20% of Americans that truly need the protection of Flood Insurance. This means that the amount of insurance offered for this peril is not supported enough because not enough people ususally need it.
Because of this, insurance companies will tend to increase the price of this type of insurance to make sure that they get a profit.
However, if you live in a zone where you are in danger of damage to your possessions from a Flood, please take the time to make sure those items will be insured.
For a Flood quote, please call us at 925-478-5903