Auto Insurance

Ryan Hayes Insurance Brokerage offers insurance coverage for your car, home,rental property, ATV, boat, motorcycle, RV and personal watercraft. We are insurance professionals that can customize a policy to cover what matters most to you. More »

Homeowners Insurance

We can find you a great rate on your homeowners insurance if you have never had a claim or even if you had 3 or more in the last few years. If you have a larger home home or and older home we can help you. More »

Commercial Insurance

Ryan Hayes Insurance Brokerage offers insurance coverage for your business operations. More »

SR22

We offer great rates on your SR22 Insurance needs. We can get your SR22 to you the same day. So give our office a call for your quote on an SR22. We will do our best to help. More »

Accidents

We offer good rates on your Insurance that may need bandaides. We can get you insurance many times on the same day. So give our office a call at 925-927-5311 for your car insurance quote. More »

 

10 Essential Winter Driving Tips

10 essential winter driving tips
Feel free to share these tips with your customers on social media or your website.
1. Winterize your vehicle - Check your battery, front and rear defrosters, fill up the washer fluid and antifreeze, inflate your tires to the correct pressure, and keep your gas tank at least half full to avoid frozen fuel lines.
2. Clear your windshield - Never pour hot water over the windows to melt the ice and snow. This will typically shatter the windshield. Use a plastic scraper to avoid scratching the glass and use the front and rear defrosters to melt the ice. Avoid using your windshield wipers until after all the ice and snow have been removed.
3. Don’t just clear your windshield - Don’t forget to clear all of the other windows, as well as the roof, hood, mirrors, headlights and tail lights, license plates and the exhaust pipe. This will prevent accumulated ice and snow from becoming an airborne hazard for other drivers.
4. Keep a survival kit in the car – Blankets, water-proof boots and gloves, hats, and any necessary medications should be carried in the car. Keep a small shovel, jumper cables, and something that could be used for traction (e.g. cat litter, sand, etc.) in the car as well.
5. Test your limits in a safe environment - Take your car to a familiar, empty parking lot near your home after a rain, snow or ice storm. Practice emergency stops and turning at a safe speed. Be sure and watch out for light posts, curbs and parking barriers to avoid any damage to your vehicle.
6. Warm up the car the right way - To avoid carbon monoxide poisoning, never attempt to warm up your car in an enclosed area. Even when outside, be sure to clear your exhaust pipe before running your car.
7. Pump your brakes at the right time – If your vehicle is equipped with an Antilock Braking System (ABS), you should depress the brake pedal completely and keep it depressed. The ABS will rapidly pump the brakes for you in most situations if at least one wheel is still turning. If all four wheels have stopped turning and the vehicle is still sliding on ice, you should pump your brakes as the ABS has failed.
8. Drive in the existing tracks – To help traction, try to stay within the pathway already dug by other vehicles’ wheels. If you end up stuck, remember to keep your wheels as straight as possible and don’t just continue spinning your tires. Spread sand or cat litter around your tires and along the path you plan on taking. In a pinch, you can also use your floor mats for traction.
9. Don’t turn while braking or accelerating - In rain, snow and ice, attempt to slow down before a turn and accelerate slowly after the wheel has already turned.
10. Catch a skid – If you do start skidding, stay calm! Don’t slam on the brakes, don’t hit the gas pedal. Turn your wheel smoothly in the direction that you intend to travel. You should be able to regain control of the vehicle once it has slowed enough to regain traction. Don’t turn the wheel too much, a little goes a long way and you don’t want to be pointed in a dangerous direction if traction returns suddenly.

Insurance Companies We Represent

At Ryan Hayes Insurance Brokerage, we’ll work with you to understand your unique insurance needs. We’ll follow up with many fine insurance providers to deliver high-quality, affordable insurance options tailored to deliver the value and coverage you’re seeking.

Call us today at 925-478-5903 to get free insurance quotes.

Some of our insurance partners include the following industry leaders:

Safeco

Travelers

Allied & Nationwide

Titan

The General

National General

Foremost

American Modern

Pacific Specialty

 

Ryan Hayes Insurance Brokerage is independently owned and locally operated to handle your insurance needs. We focus on Walnut Creek, CA and offer affordable and reliable insurance choices all across California.

Ryan Hayes Insurance Brokerage Call for a quote today at 925-478-5903.

Welcome

To the Ryan Hayes Insurance Brokerage, our focus is to provide personalized solutions to a select group of clients.

Call for a quote
925-478-5903

Ryan Hayes Insurance Brokerage
Lic#0E98806 CA, NV
1301 Ygnacio Valley Rd, Suite 202
Walnut Creek, CA 94598
Phone: 925-478-5903
Fax: 925-296-0205

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