The primary goal of the California Low Cost Automobile Insurance Program (CLCA) is to provide an affordable auto insurance option to low-income good drivers.

California Law requires that all drivers be insured. However, too many low-income drivers remain uninsured because the costs of standard insurance premiums are beyond their financial reach. The California Low Cost Automobile Program provides affordable liability only auto insurance that meets the state’s financial responsibility laws.

Basic Liability Policy

Bodily Injury liability per person – $10,000

Bodily Injury liability per accident – $20,000

Property Damage liability per accident – $3,000

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For Additional Charge you can add:

Medical Payments per person – $1,000Uninsured Motorist Bodily Injury per person – $10,000

Uninsured Motorist Bodily Injury per accident – $20,000

CLCA policies do not provide coverage for Physical Damage (Comprehensive and Collision).

Applicant must be at least 19 years of age or older and a continuously licensed driver for the past three years.

Applicant must qualify as a good driver.

Have a vehicle currently valued for $20,000 or less.

Must meet income eligibility requirements.

There are five different payment plan options available.

To Apply call our office at 925-478-5903

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The California Low Cost Automobile Insurance Program is brought to you by the California Department of Insurance and is administered by the California Automobile Assigned Risk Plan (CAARP).