Condominiums and Townhouses are very similar but still uniquely different.
Condominium
- You own and insure everything inside of a condo
- Doesn’t typically cover things like Fire and Smoke, Lightning Strikes, Wind and Hail, Theft and Vandalism, Falling Objects, or Damage from Vehicles (unless specifically listed that these are protected)
Townhouse
- You own and insure the townhome and the land that it’s built on
- The events mentioned for the Condo are covered in Townhome policies
No matter if you live in a Condominium or a Townhouse, you want to insure it and any other property you own.
For a quote on your Condo/Townhouse, give us a call at 925-478-5903